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EMPLOYERS a CRA Marketplace Partner

Small business insurance specialist

With over 100 years of experience, financial stability, and a commitment to helping hospitality workers in times of need

EMPLOYERS® is the preferred workers’ compensation insurance provider of the California Restaurant Association, offering workers’ compensation insurance and services to CRA members through our network of independent insurance agents.

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Annual CRA membership dues of only $99 per location when insured by EMPLOYERS for workers’ compensation.*

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EMPLOYERS® Program Benefits

EMPLOYERS® is perfectly aligned to be a provider of choice for CRA members.

Number One

5% credit for all eligible CRA members in addition to already competitive rates

Number Two

A broader underwriting appetite that includes quick service and fast food restaurants

Number Three

Low minimum premium

Number Four

Flexible and affordable payment plans

Number Five

Fair and efficient claim handling

Number Six

Loss Control Connection™ – a comprehensive risk management and human resource web center that allows you to build a risk management program that is focused on loss prevention in the workplace




We have a strong presence in California, where restaurants are our single largest customer.

EMPLOYERS® is a group of companies providing workers’ compensation insurance and services to select, small American businesses. The company specializes in the workers’ compensation insurance needs of independent, entrepreneurial businesspeople. Knowledgeable, responsive underwriters, loss-control experts, and claims specialists work closely with businesses to develop workers’ compensation coverage that fits their business needs.

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EMPLOYERS® Workers’ Compensation Resources

EMPLOYERS® offer resources to help their policyholders and agents stay informed on the latest workers’ compensation insurance tips, news and tools.

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Risk Advisory Services from EMPLOYERS®

EMPLOYERS® Risk Advisors offer three primary ways to connect: Loss Control Connection™, The Stewardship Process, and on-demand Risk Advisory Services.

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EMPLOYERS® Safety Blog

Discover insights and tips to help small business owners keep their small businesses not only working, but working safely.

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Do I have to be a CRA member to access to the 5% credit?

Yes, eligible CRA members receive the 5% credit in addition to to already competitive rates

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question mark What if I am not a CRA member?
  We’ve got a deal for you! Annual CRA membership dues of only $99 per location when insured by EMPLOYERS® for workers’ compensation*
question mark Are there other services EMPLOYERS® offers?
  Yes, EMPLOYERS® offers other services like Risk Advisory Services, an Anti-Fraud Program, Claims Management and Managed Care Services
question mark Does EMPLOYERS® partner with other associations?
  EMPLOYERS® is proud to work with various national and state-based associations, trade groups, and strategic business partners
question mark How long has EMPLOYERS® been providing workers’ compensation insurance?
  EMPLOYERS®, America’s small business insurance specialist®, has been providing cost-effective workers’ compensation insurance for over a century



Request a Quote – EMPLOYERS®

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Insurance offered through Employers Compensation Insurance Company which is rated A-(Excellent) by A.M. Best Co.

* Subject to EMPLOYERS underwriting guidelines. CRA membership does not guarantee insurance coverage. The discounted membership offer ($99 per location per year) is extended to all members who maintain workers’ comp insurance coverage through EMPLOYERS. Minimum premium threshold of $1,000 to qualify for the offer.