Help your business succeed with fast funding solutions

Partner Content
US Bank and Elavon Logos

Elavon • Article • U.S. Payment Smart (January 2024)
2 min. Read
Last Updated: 02/02/2024


If you search the top reasons why small and medium-size businesses fail, a common answer emerges: cash flow problems.  

Numerous publications report that a whopping 82 percent of SMB businesses fail due to cash flow management* challenges. 

Thankfully, Elavon offers several solutions that can help you get a handle on cash flow in the new year. 


Fast Track Funding

Fast Track Funding is available to everyone, and it puts customers’ funds into a specialized “fast lane” with the Federal Reserve that speeds up the Standard ACH system funding process. Any batch submitted before 6 a.m. ET Monday through Friday will be funded, cash in account, by 5 p.m. local time that same day. 

This solution is also available for a monthly fee for businesses submitting a batch totaling up to $1 million in transactions each night. 

True Daily Funding

Using the Real-Time Payments* (RTP) network, True Daily Funding enables you to receive funding deposits seven days a week, every day of the year just by following your standard batch submission process. You simply batch and submit yourtransactions, and your depository account gets funded within hours. As long as your depository bank participates * in the RTP network, this funding program is available to you for a monthly fee for batches or funding payments of up to $1 million per settled batch file.


On Demand Funding

On Demand Funding is a supplemental settlement and funding option that lets business owners transfer money from payment transactions in their open batch directly into their bank account or debit card, giving them access to funds within minutes to pay for unexpected expenses, wages or bills. Merchants can make unlimited transfers per day, even on weekends and holidays. Please note that On Demand Funding is not open to all customers. If you are eligible, you will see an On Demand Funding button on your Payments Insider or Converge account and yourbusiness can self-enroll. Participants simply incur a fee of 1.5% for the amount of money transferred and settled on demand from the open batch. 


Ready to get started?

If you’d like to put one of these funding options to work for you, contact your Customer Account Manager.


* By selecting the included links, you will leave Elavon content and enter a third-party website. Elavon is not responsible for the content of, or products and services provided by these third parties, nor does it assure the system availability or accuracy of information contained in the sites. These websites are not controlled by Elavon. Please note that the third-party websites may have privacy and information security policies that differ from those of Elavon. These materials are general in nature and may not address all situations or card processing circumstances. All programs or offers may be discontinued, altered, or amended without notice. We accept relay calls.


© 2023 Elavon, Inc.

Information provided by:
Elavon, Inc. Two Concourse Parkway, Suite 800 Atlanta, GA, 30328, USA

Elavon is a registered trademark in the United States and other countries. All rights reserved.


Learn more about Elavon